If you are experiencing financial difficulties due to COVID-19, please contact Gilrose, we may be able to assist.


Get a 2.5% rate reduction during COVID Level 1 this October

Get a 2.5% rate reduction during COVID Level 1 this October

We’re here to help during times of uncertainty and that’s why we’re offering a limited time, special interest rate.

If you take out a new loan with us at any time during Covid Level 1 this October, You’ll receive a 2.5% reduction on our fixed term, standard interest rates.

We do not charge you for an early repayment on our secured and unsecured personal loans. We also understand that every loan application is different – there are no automated systems here - your application is reviewed by a professionally trained staff member working out of our office in Auckland.

Apply Now

You must be/have:

  • Aged 18 and over
  • Employed for at least 3 months
  • NZ Citizen or Permanent Resident
  • Able to provide proof of ID*
  • A relatively good credit history
  • Proof of a Bank Account Number

Sometimes we may also ask for:

  • Proof of Address
  • Proof of income
  • A co-signer
  • Invoices from retailers/suppliers/service providers, etc
  • Additional security, eg. a vehicle

*We may request that your contract and ID be witnessed by a trusted referee.