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Personal Loans

We are here to help

If you need money for a new car, new appliances, the latest gadgets, a nice holiday, home improvements, a medical procedure, car or boat repairs, or money towards a special event then Gilrose Finance can help you get it. We do not charge you for early repayment.

We also understand that every loan application is different – there are no automated systems here- your application is reviewed by a professionally trained staff member working out of our office in Auckland.

You must be/have:

  • Aged 18 and over
  • Employed for at least 3 months
  • NZ Citizen or Permanent Resident
  • Able to provide proof of ID* 
  • A relatively good credit history
  • Proof of a Bank Account Number

Sometimes we may also ask for:

  • Proof of Address
  • Proof of income
  • A co-signer
  • Invoices from retailers/suppliers/service providers, etc
  • Additional security, eg. a vehicle

*We may request that your contract and ID be witnessed by a trusted referee. 

Apply Now