Back to School Promotion Terms and Conditions

1. Information on How to Enter and prize details form part of these Terms and Conditions of Entry.

2. The promoter is: Gilrose Finance Company Limited, whose registered office is at Level 1 – 76 Paul Matthews Road, Albany.

3. Entry is open to all New Zealand residents, excluding employees and their immediate families of the Promoter, their respective associated companies and agencies or anyone professionally connected with this Promotion.

4. A customer must be 18 years of age or over to be entitled to an entry in the prize draw.

5. A customer will receive one entry into the prize draw for each holiday loan drawn down between 8th January 2019 and 31st January 2019.

6. Back to School loans drawn down, directly from Gilrose Finance Company Limited by 5:00pm on 31st January 2019 count as one entry into the prize draw. Finance provide by Gilrose Finance through any retail store will not be eligible for an entry into the prize draw.

7. Entries cannot be submitted on behalf of a third party.

8. The route to entry for the competition is via the Gilrose Finance Personal Loans Application page: Apply Now

9. Closing date for entry will be 31st January 2019 at 5:00pm. After this date the no further entries to the competition will be permitted.

10. No responsibility can be accepted for entries not received for whatever reason.

11. The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.

12. Only one customer will win a $2000.00 credit to be applied to their drawdown loan.

13. Winner will be chosen at random by software provided by from all entries received and verified by Promoter and or its agents.

14. The Promoter reserves the right to verify the validity of entries and reserves the right to disqualify any entrant tampering with the entry process or for submitting an entry which is not in accordance with these Terms and Conditions of Entry.

15. The Promoter will draw prize winner/s at random, up to 2 weeks after the promotion has ended, or otherwise mentioned.


17. If the winner cannot be contacted within 3 days of the draw date or if the winner does not then claim the prize, then the Promoter may select another winner. The initial prize draw shall be deemed null and void and the winner shall have no entitlement under that initial prize draw.

18. The Promoter's decision is final and no correspondence will be entered into.

19. The winner of the prize draw will be required to establish their identity.

20. The Prize, or any unused portion, is not transferable or exchangeable and cannot be taken as cash.

21. The Promoter shall not be liable for any loss or damage whatsoever which is suffered or sustained as consequence participation in the Promotion or as a consequence of the use and enjoyment of the Prize except for any liability which cannot be excluded by law.

22. If for any reason, the administration, security, fairness, integrity or proper conduct or operation of the promotion is interfered with or disrupted in any way (including but not limited to tampering, unauthorized intervention, fraud or technical failures) the Promoter reserves the right to cancel, terminate, modify or suspend the Promotion.

24. By entering this Promotion, entrants consent for their contact details to be used by the Promoter for sending promotional and other material about the Promoters products. All personal information provided by entrants on the entry form will be held by the Promoter at the address below. Under the Privacy Act 1993 (‚Ä®Available at:, entrants have the right to access and correct their personal information.

25. The Promoter reserves the right to modify or vary these Terms & Conditions of entry at any time for any reason.

26. The Promoter is Gilrose Finance Company Limited.

27. Contact Gilrose Finance Company Limited at: PO Box 303 018, North Harbour, Auckland 0751

28. Gilrose Finance Company Limited are located at: Level 1 – 76 Paul Matthews Road, Albany.

29. Where an error or omission occurs Gilrose Finance Reserve the right with withdraw the promotion/competition.

30. Entry into this Promotion is deemed to be acceptance of these Terms and Conditions of Entry. Any Entry not complying with these terms and conditions is invalid.