If you are experiencing financial difficulties due to COVID-19 or if you are experiencing unforeseen hardship click here


About Gilrose Finance

Gilrose was established in 1992 in response to a need for specialised consumer finance for the customers of retail stores throughout New Zealand. We noticed a lack of fixed term contracts allowing customers to simply pay off their loans for their purchase. As a privately owned and operated company we are not publicly funded so you can be sure we will be around when you need us.

We enjoy a close working relationship with both customers and retailers and in response to their requirements we have developed leading edge technology to improve our processes for their benefit. Our application process is quick and efficient resulting in high approval rates and a quick turnaround. Sales staff and customers appreciate the simplicity and speed of our system and the flexibility to implement changes when required.

Personal choice is paramount when applying for finance and we believe Gilrose allows you that freedom. Whether you are a customer wanting to finance your purchase or a retailer wanting to offer finance, Gilrose is the obvious choice.

Gilrose is the preferred finance supplier to The New Zealand Retailers Association and The Jewellers and Watchmakers Association of New Zealand Inc.


Financial Services Provider Number: FSP15921